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I know that some people have set up special on line bank accounts or taken out a secret credit card. The problem with those is that it takes a while to set up and you can still get post to the home.

Another alternative is to charge the membership to a mobile phone. However, this works out much more expensive and the transaction got screwed up when I tried it before Christmas. Adult Dating One did credit me with some points, but left me still needing to sort out how to pay for membership.

I have found the best solution to be the 3VCash card. This was suggested by someone in an earlier post and has worked extremely well for me. It's a bit like a top up credit card where you put some money into the account and get a slip with a Visa number and security code. This can then be used online just like an ordinary credit card, although you cannot use it where you would need to present an actual card to be swiped.

How it works ...

To register,google 3vcash for all the info on how to regester (post gets denied i put the web addy) They send a card to your home (the only post you get) which looks like a points card and could be explained away as junk mail if found by the wife/husband.

You then take this card to one of the many local shops registered with the service. Hand over your cash and receive a slip in return with the Visa number on. The security code is sent separately by text, mail or you can ring them up for it.

The limitations of the card are ...

there is a cost for each amount you put on the card, so you need to plan carefully to make the best use of the money i think it's £2.50?

The voucher is only valid for 3 months, so you need to ensure that you use it up in that time.

If you don't use up all of the money, it is possible to reclaim some of it, but it gets sent to your house and there is a fee for doing this.

I hope this is of help to people - it certainly worked for me.

please note that the teams may have changes now but it will all be on there site